The Burke Group

We are pleased to have successfully executed on this initiative which will strengthen our balance sheet and produce a capital position that is in excess of regulatory requirements. Ken Lehman is an ideal partner for us. His experience and track record as a community bank investor along with his in-depth understanding of our industry will benefit the bank tremendously as we move forward.

The combination of these three banks under a single holding company will create a banking franchise with the scale, diversity of product offerings and market presence to expand into new markets and customer segments. Together we will realize benefits it would have taken us years to accomplish independently.

We are excited to be joining the Piedmont team. It was of great importance to us to find a partner with strong values, clear strategic vision and financial strength. Our customers, employees and the communities we serve will all benefit from this transaction.

This partnership with First Federal is a great fit for our customers and the communities we serve. Our team will be able to build on the strength and stability of First Federal and work together in providing our customers with the convenience of 16 additional branch locations and a greater level of service and benefits.

With this transaction we are pleased to know our customers will have access to more branches and services making it more convenient and easier for them to bank. LGE Community Credit Union has built a reputation in the community as one of the leading financial institutions dedicated to giving back to the people in the area.

We are pleased to be combining with a bank that values customer service just as much as we do, and we look forward to the additional products and services that CBC National Bank will be able to deliver to our customers and the larger Central Florida community banking market. We also recognized CBC National Bank a bank that would likewise deliver long-term growth and value creation for our shareholders.

Merging with First National Bank presents Onebanc, its customers and employees with unparalleled opportunity. This brings together two well-established Arkansas-based banks with similar core operating philosophies and cultures. It provides us the capacity for enhanced lending power backed by a common belief in local decision-making and commitment to customer service. Without a doubt, this ultimate moment of success is directly due to our loyal customers.

We are extremely excited to be joining the Charter team. It was of great importance to us to find a partner with strong values, a commitment to community banking, and outstanding financial strength. Our customers, employees and the communities we serve will all benefit from this transaction.